Spending Tracker
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Available on Telegram — free to use

Track your spending,
right in Telegram.

No app to download. No account to create. Just send a message and your transaction is recorded — with daily, weekly, monthly & yearly reports included.

Spending Tracker
● online
25.50 food nasi lemak
Recorded!
RM 25.50 · Food · Nasi lemak
8 transport grab
Recorded!
RM 8.00 · Transport · Grab
/report daily
📊 Daily Report
Total: RM 33.50 · 2 transactions
📈 Chart generated and sent ↓
50 groceries

The simplest way to log a transaction

<amount> + <category> optional + <description> optional
50
Just the amount
50 food
Amount + category
50 food nasi lemak
Full detail

Simple by design

How it works

Three steps and you're done. No sign-up, no downloads, no friction.

1

Find the bot

Search @SpendingTrackerBot on Telegram and hit Start.

2

Send a transaction

Type the amount, optional category and description. The bot records it instantly.

3

Get insights

Request a report anytime. Get charts and AI-powered analysis delivered to your chat.

Everything you need

Packed with features

From simple logging to advanced analytics — all without leaving Telegram.

Instant Logging

Log a transaction in seconds with a simple text message. Amount, category, and description — all in one line.

Daily Reports

Get an automatic daily summary every evening or request it anytime with /report daily.

Weekly, Monthly & Yearly

Track spending trends over any period. See where your money goes week by week, month by month.

Visual Charts

Every report includes a chart image sent directly to your Telegram chat — no links, no redirects.

CSV Import & Export

Export all your transactions to CSV, edit in Excel or Google Sheets, and import them back. Full control of your data.

AI Powered

AI Analysis

Get personalised spending insights and saving recommendations powered by AI — based on your actual transaction history.

Receipt Photo Scanning

Snap a photo of your receipt and let AI extract the amount and details automatically. No more manual entry needed.

PDF Document Scanning

Upload PDF receipts or invoices and the bot will extract the transaction details for you. Works with any standard format.

Voice Notes

Just send a voice note describing your transaction and the AI will convert it to a recorded entry. Hands-free logging.

Stay on top of your finances

Reports, delivered to your chat

Every report comes with a generated chart image — no need to open another app or click any link. Daily breakdowns, weekly trends, monthly summaries, and yearly overviews.

Daily report

All transactions for today, categorized and totalled.

Weekly summary

7-day spending breakdown with category comparison.

Monthly & yearly overview

Long-term trends to help you plan and save better.

📅
Daily Report RM 67.50
5 transactions · 3 categories
📊
Weekly Report RM 412.00
28 transactions · 7 days
📆
Monthly Report RM 1,890.00
94 transactions · Feb 2026
🗓️
Yearly Report RM 22,150.00
1,102 transactions · 2025
AI Analysis
/analyse this month
🤖 AI Analysis
📈 Spending is up 12% vs last month. Your top category is Food (38%).

💡 You spent RM 180 on dining out — switching to home cooking 3×/week could save ~RM 90/month.

Transport spending is down 8% — great job!
AI-Powered Insights

Your personal finance analyst, in chat

Get AI-powered spending analysis delivered automatically to your Telegram chat — weekly, monthly, and yearly. No need to ask, the bot sends you insights on schedule.

  • Weekly recap — top categories, spending trends, and comparisons
  • Monthly report — deep dive with personalised saving tips
  • Yearly overview — long-term trends and annual comparison
  • All insights based on your actual transaction history
Recurring Templates
Web Dashboard
RM 1,250
Monthly Income
RM 890
Monthly Expenses
6
Active
Salary
+RM 5,000 monthly
income Every 1st
Rent
-RM 1,200 monthly
expense Every 1st
Netflix
-RM 45 monthly
expense Every 18th
🏠 Home Renovation Fund RM 4,200 / RM 10,000
42% complete Savings goal
Web Dashboard Feature

Automate your recurring finances

Set up templates for income and expenses that repeat — daily, weekly, monthly, or yearly. Generate actual transactions with one click, track savings goals, and see your monthly projections at a glance.

  • Salary, rent, subscriptions — create templates for any recurring transaction
  • Generate all due transactions for the month in one click
  • Savings goals with progress bars — set a target and track accumulation
  • Withdraw accumulated savings or delete templates with balance
  • Filter templates by name, category, type, or frequency

Start tracking today

Take control of your finances — the easy way, inside Telegram. Free to use, always.

Open @SpendingTrackerBot